Essential coverage for construction businesses that protects against worksite injuries, property damage, and accidents. If a client is injured at your job site or your work causes damage to their property, this coverage helps with legal costs and settlements. Particularly crucial for contractors working on residential and commercial projects.

Required coverage once you hire your first employee. Protects your workers if they’re injured on the job, covering medical expenses, lost wages, and rehabilitation costs. Especially important in construction where physical labor and equipment operation create daily risks. Even a minor injury can lead to significant claims.

A comprehensive package tailored for construction businesses, combining property coverage for your tools and equipment, liability protection, and business interruption insurance. Often more cost-effective than purchasing separate policies, a BOP can be customized to your specific construction operations.

Also known as Errors & Omissions coverage, this protects your business if a client claims your work didn’t meet specifications or caused financial loss. Critical for general contractors who provide design services or consulting. Covers legal defense costs and settlements from claims of negligence or inadequate work.

Vital for construction businesses using vehicles to transport equipment, materials, or workers to job sites. Covers accidents, vehicle damage, and injuries involving your work vehicles. Includes protection for tools and equipment transported in your vehicles.