Protect your mission and your organization with insurance designed specifically for non-profits. Whether you’re running a small community group or a large charitable organization, comprehensive coverage helps ensure your important work continues even when unexpected challenges arise.
Coverage Options for Non-Profits
Directors and Officers (D&O) Insurance
Essential coverage that protects your board members, directors, and officers from personal liability related to their decisions and actions on behalf of your organization. Covers legal costs and settlements if your leadership is sued for mismanagement, employment practices, or improper use of funds. Critical for attracting and retaining qualified board members.
General Liability Insurance
Protects your organization from common risks like visitor injuries at your facilities or events, property damage, or reputational claims. Essential coverage for non-profits that interact with the public, host events, or operate physical locations. Helps cover medical expenses and legal costs if someone is injured during your activities.
Professional Liability Insurance
Also known as Errors & Omissions coverage, this protects your organization when providing professional services or advice. Particularly important for non-profits offering counseling, education, or consulting services. Covers claims of negligence or inadequate service delivery that result in harm to clients.
Special Events Coverage
Designed for fundraisers, galas, and community events. Protects your organization from liability related to event-specific risks, including attendee injuries, property damage, or cancellation costs. Can be purchased as needed for specific events or included in your annual coverage.
Employment Practices Liability
Crucial coverage for non-profits with employees or volunteers. Protects against claims of discrimination, harassment, wrongful termination, or other employment-related issues. Particularly important given the unique nature of managing both paid staff and volunteer workers.
Property Insurance
Protects your physical assets, including buildings, equipment, and donated items. Covers damage from fire, theft, vandalism, and natural disasters. Essential for non-profits with physical locations or valuable equipment used in their operations.