Protect yourself, your vehicle, and others on the road with comprehensive auto insurance. Whether you drive a family sedan, luxury vehicle, or SUV, having the right coverage gives you peace of mind every time you hit the road.
Coverage Options for Drivers
Liability Coverage
Required by law in most states, liability insurance covers injuries or damage you cause to others in an accident. Includes bodily injury liability for medical expenses and property damage liability for repairs to other vehicles or property. Choose coverage limits that protect your assets.
Collision Coverage
Pays for damage to your vehicle from accidents with other cars or objects, regardless of fault. Helps repair or replace your car after a covered accident. Essential for newer vehicles or those with outstanding loans.
Comprehensive Coverage
Protects against non-collision damage like theft, vandalism, falling objects, or natural disasters. Also covers damage from hitting an animal. Important coverage for protecting your vehicle from unexpected events.
Personal Injury Protection
Covers medical expenses for you and your passengers after an accident, regardless of fault. Includes lost wages and other related expenses. Required in some states and recommended for all drivers.
Uninsured/Underinsured Motorist
Protects you if you’re hit by a driver with no insurance or insufficient coverage. Covers medical expenses and vehicle damage when the at-fault driver can’t pay. Essential given the high number of uninsured drivers.
Additional Options
– Gap insurance for leased or financed vehicles
– Rental car coverage while your vehicle is being repaired
– Roadside assistance for breakdowns and emergencies
– Custom equipment coverage for modified vehicles
