Protect your company’s future with comprehensive business insurance. Whether you’re running a small startup or managing a large corporation, the right coverage safeguards your business against unexpected risks and potential losses.
Coverage Options for Businesses
General Liability Insurance
Protects your business from common risks like customer injuries, property damage, or advertising claims. Covers legal costs and settlements if your business is sued. Essential coverage for any company that interacts with customers or operates from a physical location.
Property Insurance
Safeguards your business property, including buildings, equipment, inventory, and furniture from fire, theft, storms, and other covered events. Coverage can be customized based on your specific assets and risks. Critical for businesses with physical locations or valuable equipment.
Worker’s Compensation
Required coverage once you hire employees. Covers medical expenses and lost wages if workers are injured on the job. Protects your business from employee lawsuits related to workplace injuries. Essential for maintaining compliance and protecting your workforce.
Professional Liability Insurance
Also known as Errors & Omissions coverage, protects against claims of negligence or inadequate work. Particularly important for service-based businesses, consultants, and professionals. Covers legal defense costs and settlements from dissatisfied clients.
Business Interruption Insurance
Helps replace lost income if your business must temporarily close due to a covered event. Covers ongoing expenses like rent and payroll during the shutdown period. Vital for maintaining financial stability during unexpected disruptions.
Commercial Auto Coverage
Required for businesses using vehicles for work purposes. Covers accidents, damage, and liability related to business vehicles. Essential for companies with delivery services or employees who drive for work.