Protect your fleet and operations with comprehensive insurance designed for the transportation sector. Whether you operate a single delivery van or manage a large trucking fleet, having the right coverage keeps your business moving forward while safeguarding against industry-specific risks.
Coverage Options for Transportation Companies
Commercial Auto Liability
Mandatory coverage that protects your business when your vehicles are involved in accidents. Covers bodily injury and property damage to third parties, including legal defense costs. Coverage limits can be tailored to meet federal and state requirements for commercial transportation operations.
Cargo Insurance
Protects the goods you’re transporting from damage, theft, or loss during transit. Essential for companies hauling valuable freight or temperature-sensitive goods. Coverage can be customized based on cargo type, value, and specific risks like refrigeration breakdown.
Physical Damage Coverage
Protects your fleet vehicles from damage due to accidents, theft, vandalism, or natural disasters. Options include comprehensive coverage for non-collision incidents and collision coverage for accidents. Critical for protecting your investment in expensive commercial vehicles.
Workers’ Compensation
Required coverage for your drivers and other employees. Covers medical expenses and lost wages if they’re injured on the job. Particularly important in transportation where loading, unloading, and road accidents pose significant risks.
General Liability
Covers non-vehicle related incidents at your facilities or while conducting business activities. Includes protection for injuries at your terminal, loading dock accidents, or damage to customer property during deliveries.
Motor Truck Cargo
Specialized coverage for trucking companies that protects against cargo-related liabilities. Covers losses from accidents, theft, or damage during loading and unloading. Can include additional endorsements for specific types of cargo or transportation risks.
Environmental Liability
Protects against claims arising from fuel spills, hazardous material releases, or other environmental incidents during transport. Essential for companies hauling potentially hazardous materials or operating in environmentally sensitive areas.